Travel Insurance

Here are the top 7 reasons to buy trip insurance:

1. Emergency medical reimbursement

With a travel insurance plan that includes emergency medical coverage, you are covered in case of illness.

2. Cancellation due to illness

This might be the most common cause of ruined vacations. If you or a travel companion were to get sick right before your planned trip and you have to cancel, you could lose the full cost of the trip.

3. Delayed or lost luggage

If you are checking a bag when you travel, you are at risk of the airline losing, redirecting or damaging your bag and its contents.  A travel insurance plan can help reimburse you for necessities purchased while waiting for a delayed bag or damaged belongings.

4. Emergency evacuation

If you need to be flown to a hospital or evacuated from a danger zone, helicopter transport could cost you thousands of dollars. Travel insurance may cover these types of costs.

5. Loss of a friend or family member

With trip cancellation coverage, you may be able to cancel or postpone your vacation in the event of a tragedy without losing what you paid for travel.

6. Trip interruption

When a hurricane or winter storm closes the airport for days, keeping you from reaching the resort you’re heading to, you could lose the cost of airfare, side trips and even what you’ve paid for the resort. Buying your travel insurance policy when you book your trip may help you get reimbursed for these costs.

7. Trip cancellation

If you have to cancel your trip due to a covered reason, a comprehensive travel insurance plan may help reimburse you for lost trip costs.